Amid the cost-of-living crisis, you may be looking for ways to reduce your monthly outgoings. Life insurance is essential, but there are ways of bringing down the cost. Speaking to a professional can confirm if you are paying too much. They will assess if you have the right level of cover to reflect your family’s…
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Figures from the ABI have highlighted the importance of protection cover, as insurers paid out £7.84bn in individual and group protection claims in 2025 – this is equivalent to £21.5m every day. Individual policies The research found that 97.9% of individual claims resulted in a payout last year. It has remained at or above this…
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The Government recently announced changes to Energy Performance Certificate (EPC) regulations. The decision to remove the deadlines has raised questions about its future impact and the influence this has on landlords. EPC regulation changes EPC regulations require landlords to obtain an EPC rating when selling or renting a property.The certificate rates a property from most…
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As inflation remains high, it’s the perfect time to take a closer look at how it could impact you. Whether you are behind on payments, looking to stretch your finances or coming to the end of your mortgage term, there are options available to help you. What is inflation? Put simply, inflation is the increase…
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Following the new energy price cap setting, the amount suppliers can charge customers this winter will reduce, however, your bills may not change over the winter months. However, with the cost of living continuing to stay high there are other ways you may be able to save money this winter. To help you start the…
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There is no better feeling than giving your loved ones a gift, especially over the festive season. Is there any greater gift than protecting your family’s future? Why not put a little extra thought into your gifts this year and give you and your loved ones peace of mind? The gift that keeps giving All…
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Garage, loft, and cellar conversions are popular home improvement projects that can significantly enhance a property’s value. These transformations not only maximise the existing space but also satisfy the ever-growing demand for multi-purpose living areas. Increased Living Space One of the most apparent benefits of these conversions is the addition of valuable living space. With…
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Throughout the years there have been multiple facts and figures published, highlighting the impact of smoking on your health. It’s no secret that your smoking status will significantly influence your chances of suffering from certain conditions, which is why critical illness cover (CIC) is so important. Is CIC worth it? Smoking can increase the risk…
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In July, both two and five-year fixed-rate deals dropped by 0.02% for the first time since May. Although the forecast for further changes is uncertain, the initial drop in rates is promising and could lead to a more favourable environment to help prospective buyers if rates continue to fall in 2023. How does this impact…
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New research highlights an ‘alarming link’ between the rising costs of living and declining health across the UK population. The protection industry can have a positive influence, providing the tools to help you manage your health in 2023. Cost-of-living pressure The cost-of-living pressure could trigger a global health crisis, with the current economic environment having…
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