One of the benefits of being a whole of market mortgage adviser, is the ability to approach pretty much anyone who will lend within the UK. Even with this flexibility, Bankruptcies and IVA’s remain challenging to place unless a certain amount of years since registered or discharged. So its understandable that we get excited when…
Read more
Remortgaging and product transfers are two popular options for homeowners looking to make changes to their mortgage. While both can help release funds in your home, there are key differences between the two. What are the differences? Remortgaging involves taking out a new mortgage on your existing property, replacing your current mortgage with a new…
Read more
Getting your house ready to sell requires preparation and effort, but it can significantly increase the chances of a successful sale. Here are some tips to help you get your house in the best condition before selling: Preparing your home for sale requires effort, but it can pay off in the form of a higher…
Read more
So, as expected the Bank of England have raised their rate by half a percent from 3.5% to 4% on 2nd February 2023. We’ve all been expecting it – but here’s a quick rundown as to why not to panic…. So, if you are in a fixed rate, or have a mortgage offer with a…
Read more
Securing a mortgage while self-employed can be an overwhelming task. Uncertainty over the cost-of-living crisis makes it a challenging environment, so start the new year on the right foot and understand the options available for self-employed clients. Self-employment in 2023 According to the Office for National Statistics (ONS) self-employment is on the rise, with the…
Read more
The protection industry can have a positive influence, providing clients with the tools to manage their health and look ahead to achieving new year’s resolutions. Here’s how added-value benefits can impact your health in 2023… Insurance Benefits Protection plans are there to provide financial security, should the worst happen to you. Whether that involves death,…
Read more
Demand for rental accommodation in the UK was up by 23% in 2022, as rents hit a record high. The new year could see a continued rise in rental demand and prices, is now the time to undertake a new challenge? What is a buy-to-let mortgage? Buy-to-let mortgages are designed to help you buy a…
Read more
COP27 – the climate conversation is at the front of people’s minds again. We take a look at what green mortgages are and how they can help you to go greener.
The festive season is upon us. A time of family, togetherness and most importantly – presents! In a time of gift giving, it’s important to consider how you can protect any fancy new gadgets or expensive gifts you may receive this year. It would be devastating enough for your home to be broken into or…
Read more