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The Bank of England Base Rate Rise – Don’t panic! Get advice.

It won’t have missed your attention that the Bank of England Base Rate has increased once again (this time another 0.5% taking it up to 3.5%). We take a really quick look at what this means in the grand scheme of things, and why its best not to panic just yet! So, on the 15th…
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First time buyers – what to expect in 2023

With the Help to Buy scheme coming to an end, we turn our attention to the currently available alternatives.

Focus on IVA’s and Bankruptcy

We have seen a surge in enquiries for those either in or considering entering into an IVA, and an increase in people who have come out of a previous bankruptcy and now wish to buy their own home. So thought we would focus today on how both IVA’s and Bankruptcy affect your chances of getting…
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Protecting your mind – Mental Health – an increasing problem

With World Mental Health Day having recently passed on October, and renewed focus in the media on the Britain Get Talking campaign, what better time could there be for each of us to take a moment to assess how we’re feeling. There’s no hiding the fact that we are currently living in uncertain and unpredictable…
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Value-Added Services – Why should you care?

Many insurance providers want to offer you the most valuable service they can – and added benefits are one way they can do this. Almost all insurance providers will offer various freebies and discounts to customers, and they’re always a great bonus when you’re looking to get protected. It’s always worth checking what you could…
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How you can save energy this winter

It’s no secret that this winter is shaping up to be a struggle for so many households in the UK. With rising energy bills on the minds of millions – the cold weather has the potential to ask some difficult questions of us all. When do you put the heating on? When can you afford…
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Fixed vs Variable Rates – in simple terms

It’s safe to say that there is a fair amount of confusion currently surrounding the mortgage market. Rates have been on the rise as inflation soars, but what does this mean for you? Perhaps you’re looking to secure your first mortgage or looking to renew? Either way, it’s certainly a confusing time and it can…
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Using Furlough to understand Income Protection

No-one could have predicted the first half of 2020 and what it would bring, so the notion that you could have been completely prepared for what was to come is difficult to comprehend. I’m guessing that if you could travel back in time and put more insurance policies in place you more than likely would…
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Cost of Living Crisis Update – EPC Plus Service

We’re thrilled to be able to announce our new partnership with Vibrant and their EPC Plus service! Vibrant offer an EPC auditing service that can help you to understand how to improve the energy efficiency of your property What exactly is EPC Plus? Vibrant’s EPC Plus service offers a full audit of your EPC rating,…
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Confused about Open Banking? Simple terms time!

Technology is always evolving to streamline our everyday lives. In every walk of life, there is a constant progression in how technology is used to make common practices run more smoothly. The mortgage sector is no exception. Open banking offers a customer-centric experience as it focusses on reducing the time and effort needed from you.…
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