The shared ownership sector has gained some real traction recently, with more and more lenders offering raised LTV criteria on newly built homes. Several big-name lenders now offer 95% LTV shared ownership mortgages on new builds as the market continues to make homes as accessible as possible to prospective first-time buyers. With industry giants Halifax…
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Generally, a holiday let is a property that is let out to tourists for short periods of time as accommodation for their trips. Whether you let out the property for a weekend or a month – holiday lets can command a much higher price than a standard buy to let. As long as the property…
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Heat pumps can be an efficient way for you to heat your homes. With the cost-of-living crisis making people across the country more concerned about their energy bills, heat pumps have become increasingly popular. It’s important to consult a certified installer before making a decision, as different types of heat pumps can vary in performance…
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Protection insurance is severely undervalued by thousands of people across the UK. Often seen as an unnecessary expense – there are a vast number of people living in this country who are yet to take out a protection plan and therefore remain unprepared should they lose their income or worse – their life. With a…
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When it comes to our children, there’s nothing we wouldn’t do to protect them – right? Well, there are some things that so many parents fail to consider. No one wants to imagine their child falling ill – but it does happen to some and is a situation that is important to be prepared for.…
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With affordability tests being revised in the wake of the cost-of-living crisis currently happening in the UK, many prospective buyers are looking for ways to improve their chances at securing the best possible mortgage for them. With house prices still at a high, improving your affordability can be a great way of increasing your chances…
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You have more than likely heard the term ‘base rate’ banded around in the news over the last few months, but what does it actually mean? Why does one rate have such an impact on so many mortgage products nationwide and why has the base rate risen? We take a look at all you need…
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Making a claim on your insurance policy is a long, laborious process with hidden hurdles that make it incredibly hard to ever secure the pay-out you feel you’re entitled to, right? Well, as it turns out, the data suggests quite the opposite! Despite the relatively baseless claims that often surround the protection conversation, making a…
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So, you’re looking to move? Well, selling your home can seem like quite the task at times – but fear not! We’ve put together a helpful guide to steer you through the process, making it as stress free as possible. Property chains can be a nightmare when it comes to getting a sale over the…
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There’s no point dancing around the subject – we all know that the cost-of-living crisis has become a serious worry for millions of UK citizens. With energy prices sky rocketing, keeping on top of your outgoings can be incredibly stressful and with a further rise coming in October, perhaps it’s time to reassess your finances…
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